• Get up-to-date Rates and More.

    Get up-to-date Rates and More.

  • More than just your Lender.

    More than just your Lender.

Program Rate / APR
VA IRRRL Refi - No Points 5.999% / 6.021%
VA 30 Year - 01/11/2024 5.499% / 5.621%
Conventional 30 Year - 01/11/2024 5.875% / 6.024%
FHA 30 Year - 01/11/2024 5.499% / 6.362%


Calculate your mortgage payment, interest rates, and more.

Loan Programs

Fixed rate and adjustable rate mortgages from our network of lenders.

Get to know us

Located in beautiful North Idaho, we thrive on the satisfaction of our clients.

Welcome to the official site of Monument Financial, Inc, a full service mortgage brokerage based in the Coeur d'Alene, Idaho area. We specialize in providing great rates and fast service for Purchase and Refinance Mortgage loans, for clients from First Time Home Buyer's to the seasoned investors or business owners.  We offer the full spectrum of loan products through our network of lender partners; such as Conventional, VA, FHA, USDA, Jumbo, Construction, 2nd mortgages and Reverse Mortgage products. We can help you realize your dream of home ownership or save you money when getting your new lower monthly payment.  We are currently licensed to arrange financing on properties throughout Idaho, Washington, and California.

Refinancing? We can help you with that, too!

We offer a wide range of refinance options, designed to best meet the needs of local borrowers. If you're looking for cash out, or to just get a better rate and term, we can assist you. We offer the following Refinancing Programs:

FHA Streamline | FHA Cash Out | FHA 203k | VA Streamline | VA Cash Out | USDA Streamline | Conventional | Jumbo

Contact Monument Financial, Inc. today to discuss your mortgage loan options, and find out which loan program will best suit your needs.